Privacy Policy

Introduction

At Calqulation, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our mobile application, and access our financial calculation tools.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access our website or use our mobile app and calculators.

Information We Collect

Cookies & Technologies

Our website may use cookies and similar tracking technologies to enhance your user experience. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your browser that enables the site to recognize your browser and remember certain information.

We use cookies to:

• Understand and save user's preferences for future visits
• Compile aggregate data about site traffic and site interactions
• Remember your preferences and settings
• Provide a more personalized experience

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies through your browser settings. Since each browser is a little different, look at your browser's Help Menu to learn the correct way to modify your cookies.

Firebase Analytics

Our mobile app uses Firebase Analytics, a service provided by Google, to collect anonymous usage data and analytics information. This helps us understand how users interact with our app and improve our services.

Firebase Analytics may collect information such as:

• App usage patterns and feature interactions
• Device information (model, OS version, screen size)
• Crash reports and performance data
• General location information (country/region level)
• User engagement metrics

This data is anonymized and aggregated. We do not collect personally identifiable information through Firebase Analytics.

For more information about Firebase Analytics and how Google processes data, please refer to Google's Privacy Policy at https://policies.google.com/privacy.

Notifications

Our mobile app may request permission to send you notifications to provide you with relevant updates, alerts, and information about our services. These notifications may include:

• App updates and new feature announcements
• Important service notifications
• Educational content about financial planning
• Technical updates and maintenance notices

You have full control over notification settings and can:

• Enable or disable notifications entirely
• Modify notification settings through your device's system settings
• Revoke notification permissions at any time

We respect your preferences and will only send notifications that are relevant to your use of our services. We do not sell or share your notification preferences with third parties.

Advertising

Currently, our mobile app does not display advertisements. However, we may introduce Google AdMob advertising in future updates to support the continued development and maintenance of our free services.

If we implement advertising in the future:

• We will update this Privacy Policy to reflect the change
• Ads may be personalized based on your interests and usage patterns
• You may be able to opt out of personalized advertising through your device settings
• Ad providers may collect information about your device and usage for advertising purposes

We will notify users of any changes to our advertising practices through app updates and policy notifications.

How We Use Your Information

We may use the information we collect from you when you use our website or mobile app in the following ways:

• To provide, operate, and maintain our website and mobile app
• To improve our website and app to better serve you
• To understand and analyze how you use our website and mobile app
• To develop new features, products, and services
• To synchronize preferences (such as theme and currency settings) between our website and mobile app
• To send you notifications about app updates, new features, and relevant information (mobile app only)
• To monitor and analyze usage and trends to improve your experience with our services
• To send you technical notices and security updates
• To respond to your inquiries and provide customer support

Third-Party Disclosure

We do not sell, trade, or otherwise transfer your personal information to outside parties unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential.

We may also release information when its release is appropriate to comply with the law, enforce our site policies, or protect our or others' rights, property, or safety.

Children's Information

Our website and services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we can take necessary actions.

US Export Law Compliance

Our mobile application and services comply with applicable US export control laws and regulations, including the Export Administration Regulations (EAR) and the International Traffic in Arms Regulations (ITAR).

Our financial calculation tools are designed for general commercial use and do not contain encryption or technology that would require export licenses. The app provides standard financial calculations and does not involve sensitive technologies subject to export restrictions.

By using our services, you acknowledge that you will not use our application in violation of any applicable export control laws or regulations.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. For mobile app users, we may also notify you through app updates.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page. This Privacy Policy was last updated on July 17, 2025.